Call reports 2015
CHICKASAW COMMUNITY BANK — 2015
What CHICKASAW COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 115,301,000 | 119,704,000 | 124,788,000 | 125,111,000 |
| Total loans | 67,602,000 | 71,534,000 | 71,596,000 | 78,508,000 |
| Allowance for loan losses | 1,176,000 | 1,176,000 | 826,000 | 789,000 |
| Securities available for sale | 23,953,000 | 24,342,000 | 24,909,000 | 28,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,408,000 | 101,626,000 | 106,332,000 | 104,172,000 |
| Interest-bearing deposits | 81,390,000 | 85,932,000 | 89,495,000 | 89,591,000 |
| Noninterest-bearing deposits | 15,018,000 | 15,694,000 | 16,837,000 | 14,581,000 |
| Equity capital | 14,879,000 | 15,178,000 | 15,408,000 | 15,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,097,000 | 2,334,000 | 3,654,000 | 4,918,000 |
| Interest expense | 193,000 | 395,000 | 606,000 | 825,000 |
| Net interest income | 904,000 | 1,939,000 | 3,048,000 | 4,093,000 |
| Noninterest income | 1,165,000 | 2,825,000 | 4,137,000 | 5,572,000 |
| Noninterest expense | 1,835,000 | 3,946,000 | 5,981,000 | 7,923,000 |
| Provision for loan losses | 10,000 | 10,000 | 30,000 | 60,000 |
| Pretax income | 224,000 | 893,000 | 1,265,000 | 1,803,000 |
| Income tax | 90,000 | 357,000 | 506,000 | 721,000 |
| Net income | 134,000 | 536,000 | 759,000 | 1,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,519,000 | 13,954,000 | 14,406,000 | 14,726,000 |
| Total capital | 14,477,000 | 14,921,000 | 15,232,000 | 15,515,000 |
| Risk-weighted assets | 76,459,000 | 76,193,000 | 83,900,000 | 88,213,000 |