Call reports 2020
CARROLL COMMUNITY BANK — 2020
What CARROLL COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Total assets | 186,509,000 | 189,980,000 | 176,160,000 |
| Total loans | 147,484,000 | 152,112,000 | 147,996,000 |
| Allowance for loan losses | 1,142,000 | 1,174,000 | 1,140,000 |
| Securities available for sale | 11,970,000 | 11,465,000 | 10,661,000 |
| Securities held to maturity | 2,203,000 | 2,203,000 | 2,203,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 139,166,000 | 151,642,000 | 145,178,000 |
| Interest-bearing deposits | 123,332,000 | 128,459,000 | 123,674,000 |
| Noninterest-bearing deposits | 15,834,000 | 23,183,000 | 21,504,000 |
| Equity capital | 17,771,000 | 17,889,000 | 17,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Interest income | 1,913,000 | 3,717,000 | 5,568,000 |
| Interest expense | 472,000 | 815,000 | 1,085,000 |
| Net interest income | 1,441,000 | 2,902,000 | 4,483,000 |
| Noninterest income | 155,000 | 429,000 | 463,000 |
| Noninterest expense | 1,665,000 | 3,094,000 | 5,094,000 |
| Provision for loan losses | 29,000 | 138,000 | 138,000 |
| Pretax income | -98,000 | 99,000 | -286,000 |
| Income tax | -36,000 | 51,000 | -93,000 |
| Net income | -62,000 | 48,000 | -193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Tier 1 capital | 17,651,000 | 17,764,000 | 17,770,000 |
| Total capital | 18,793,000 | 18,938,000 | 18,910,000 |
| Risk-weighted assets | 138,950,000 | 137,344,000 | 133,315,000 |