Call reports 2019
CARROLL COMMUNITY BANK — 2019
What CARROLL COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 193,803,000 | 190,035,000 | 185,655,000 | 183,964,000 |
| Total loans | 151,276,000 | 154,831,000 | 151,997,000 | 152,779,000 |
| Allowance for loan losses | 1,145,000 | 1,172,000 | 1,127,000 | 1,129,000 |
| Securities available for sale | 15,211,000 | 12,466,000 | 10,846,000 | 12,455,000 |
| Securities held to maturity | 2,931,000 | 2,454,000 | 2,204,000 | 2,203,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,407,000 | 151,809,000 | 152,096,000 | 144,401,000 |
| Interest-bearing deposits | 140,670,000 | 137,407,000 | 136,446,000 | 127,730,000 |
| Noninterest-bearing deposits | 14,737,000 | 14,402,000 | 15,650,000 | 16,671,000 |
| Equity capital | 17,266,000 | 17,288,000 | 17,592,000 | 17,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,924,000 | 3,853,000 | 5,944,000 | 7,864,000 |
| Interest expense | 593,000 | 1,178,000 | 1,724,000 | 2,266,000 |
| Net interest income | 1,331,000 | 2,675,000 | 4,220,000 | 5,598,000 |
| Noninterest income | 113,000 | 225,000 | 397,000 | 512,000 |
| Noninterest expense | 1,492,000 | 3,033,000 | 4,391,000 | 5,768,000 |
| Provision for loan losses | 1,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | -9,000 | -103,000 | 279,000 | 409,000 |
| Income tax | -20,000 | -59,000 | 35,000 | 69,000 |
| Net income | 11,000 | -44,000 | 244,000 | 340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,340,000 | 17,289,000 | 17,582,000 | 17,710,000 |
| Total capital | 18,485,000 | 18,461,000 | 18,709,000 | 18,839,000 |
| Risk-weighted assets | 144,565,000 | 145,498,000 | 144,273,000 | 144,069,000 |