Call reports 2018
CARROLL COMMUNITY BANK — 2018
What CARROLL COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 183,142,000 | 192,341,000 | 196,789,000 | 196,201,000 |
| Total loans | 138,750,000 | 147,033,000 | 152,285,000 | 152,651,000 |
| Allowance for loan losses | 1,084,000 | 1,172,000 | 1,218,000 | 1,141,000 |
| Securities available for sale | 18,903,000 | 20,369,000 | 19,834,000 | 19,657,000 |
| Securities held to maturity | 2,950,000 | 2,946,000 | 2,941,000 | 2,936,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,773,000 | 152,022,000 | 156,243,000 | 155,204,000 |
| Interest-bearing deposits | 130,124,000 | 137,981,000 | 141,651,000 | 140,291,000 |
| Noninterest-bearing deposits | 12,649,000 | 14,041,000 | 14,592,000 | 14,913,000 |
| Equity capital | 16,656,000 | 16,746,000 | 16,801,000 | 17,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,814,000 | 3,643,000 | 5,549,000 | 7,525,000 |
| Interest expense | 358,000 | 787,000 | 1,283,000 | 1,862,000 |
| Net interest income | 1,456,000 | 2,856,000 | 4,266,000 | 5,663,000 |
| Noninterest income | 87,000 | 167,000 | 281,000 | 425,000 |
| Noninterest expense | 1,443,000 | 2,690,000 | 4,005,000 | 5,404,000 |
| Provision for loan losses | 46,000 | 131,000 | 174,000 | 175,000 |
| Pretax income | 53,000 | 201,000 | 358,000 | 484,000 |
| Income tax | -3,000 | 21,000 | 47,000 | 62,000 |
| Net income | 56,000 | 180,000 | 311,000 | 422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,901,000 | 17,037,000 | 17,180,000 | 17,324,000 |
| Total capital | 17,985,000 | 18,209,000 | 18,398,000 | 18,465,000 |
| Risk-weighted assets | 130,810,000 | 138,467,000 | 145,673,000 | 145,405,000 |