Call reports 2017
CARROLL COMMUNITY BANK — 2017
What CARROLL COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 170,861,000 | 171,297,000 | 178,377,000 | 177,769,000 |
| Total loans | 135,392,000 | 133,311,000 | 132,992,000 | 138,361,000 |
| Allowance for loan losses | 973,000 | 944,000 | 968,000 | 1,035,000 |
| Securities available for sale | 8,015,000 | 10,649,000 | 16,578,000 | 16,204,000 |
| Securities held to maturity | 2,969,000 | 2,964,000 | 2,960,000 | 2,955,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,680,000 | 141,166,000 | 145,937,000 | 137,420,000 |
| Interest-bearing deposits | 131,311,000 | 131,397,000 | 135,679,000 | 126,786,000 |
| Noninterest-bearing deposits | 9,369,000 | 9,769,000 | 10,258,000 | 10,634,000 |
| Equity capital | 16,568,000 | 16,599,000 | 16,749,000 | 16,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,574,000 | 3,165,000 | 4,847,000 | 6,522,000 |
| Interest expense | 291,000 | 592,000 | 909,000 | 1,241,000 |
| Net interest income | 1,283,000 | 2,573,000 | 3,938,000 | 5,281,000 |
| Noninterest income | 44,000 | 105,000 | 176,000 | 242,000 |
| Noninterest expense | 1,130,000 | 2,279,000 | 3,467,000 | 4,692,000 |
| Provision for loan losses | 5,000 | 184,000 | 203,000 | 265,000 |
| Pretax income | 191,000 | 218,000 | 447,000 | 569,000 |
| Income tax | 67,000 | 68,000 | 142,000 | 278,000 |
| Net income | 124,000 | 150,000 | 305,000 | 291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,594,000 | 16,623,000 | 16,791,000 | 16,819,000 |
| Total capital | 17,567,000 | 17,567,000 | 17,759,000 | 17,854,000 |
| Risk-weighted assets | 119,033,000 | 122,407,000 | 122,688,000 | 130,188,000 |