Call reports 2016
CARROLL COMMUNITY BANK — 2016
What CARROLL COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 155,089,000 | 158,220,000 | 165,102,000 | 164,928,000 |
| Total loans | 129,003,000 | 128,994,000 | 131,399,000 | 136,196,000 |
| Allowance for loan losses | 938,000 | 954,000 | 959,000 | 965,000 |
| Securities available for sale | 4,708,000 | 4,297,000 | 4,128,000 | 3,929,000 |
| Securities held to maturity | 2,106,000 | 2,633,000 | 2,978,000 | 2,974,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,170,000 | 126,140,000 | 135,974,000 | 135,342,000 |
| Interest-bearing deposits | 111,358,000 | 116,183,000 | 127,061,000 | 126,106,000 |
| Noninterest-bearing deposits | 9,812,000 | 9,957,000 | 8,913,000 | 9,236,000 |
| Equity capital | 15,797,000 | 15,865,000 | 15,903,000 | 16,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,481,000 | 2,962,000 | 4,441,000 | 5,959,000 |
| Interest expense | 229,000 | 468,000 | 738,000 | 1,032,000 |
| Net interest income | 1,252,000 | 2,494,000 | 3,703,000 | 4,927,000 |
| Noninterest income | 69,000 | 103,000 | 163,000 | 231,000 |
| Noninterest expense | 1,194,000 | 2,390,000 | 3,604,000 | 4,693,000 |
| Provision for loan losses | 30,000 | 37,000 | 39,000 | 41,000 |
| Pretax income | 96,000 | 169,000 | 222,000 | 423,000 |
| Income tax | 29,000 | 50,000 | 62,000 | 129,000 |
| Net income | 67,000 | 119,000 | 160,000 | 294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,763,000 | 15,827,000 | 15,879,000 | 16,060,000 |
| Total capital | 16,701,000 | 16,781,000 | 16,838,000 | 17,025,000 |
| Risk-weighted assets | 105,588,000 | 108,940,000 | 111,923,000 | 117,566,000 |