Call reports 2016
FIRST NATIONAL BANK OF PADUCAH, THE — 2016
What FIRST NATIONAL BANK OF PADUCAH, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 45,564,000 | 43,936,000 | 39,676,000 | 42,537,000 |
| Total loans | 18,639,000 | 19,822,000 | 22,393,000 | 22,935,000 |
| Allowance for loan losses | 233,000 | 248,000 | 279,000 | 287,000 |
| Securities available for sale | 12,508,000 | 18,540,000 | 14,464,000 | 13,468,000 |
| Securities held to maturity | 6,887,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,321,000 | 39,576,000 | 35,384,000 | 38,787,000 |
| Interest-bearing deposits | 28,386,000 | 27,107,000 | 25,980,000 | 26,103,000 |
| Noninterest-bearing deposits | 12,935,000 | 12,469,000 | 9,404,000 | 12,684,000 |
| Equity capital | 4,205,000 | 4,315,000 | 4,249,000 | 3,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 356,000 | 719,000 | 1,097,000 | 1,491,000 |
| Interest expense | 51,000 | 96,000 | 144,000 | 184,000 |
| Net interest income | 305,000 | 623,000 | 953,000 | 1,307,000 |
| Noninterest income | 58,000 | 119,000 | 199,000 | 259,000 |
| Noninterest expense | 359,000 | 717,000 | 1,075,000 | 1,459,000 |
| Provision for loan losses | 29,000 | 35,000 | 65,000 | 71,000 |
| Pretax income | -6,000 | 56,000 | 78,000 | 102,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -6,000 | 56,000 | 78,000 | 102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,256,000 | 4,318,000 | 4,340,000 | 4,314,000 |
| Total capital | 4,489,000 | 4,566,000 | 4,619,000 | 4,601,000 |
| Risk-weighted assets | 26,116,000 | 27,657,000 | 26,366,000 | 27,126,000 |