Call reports 2015
FIRST NATIONAL BANK OF PADUCAH, THE — 2015
What FIRST NATIONAL BANK OF PADUCAH, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 45,564,000 | 42,926,000 | 44,230,000 | 45,980,000 |
| Total loans | 13,330,000 | 15,190,000 | 17,840,000 | 19,776,000 |
| Allowance for loan losses | 176,000 | 173,000 | 192,000 | 200,000 |
| Securities available for sale | 8,880,000 | 15,099,000 | 13,441,000 | 14,261,000 |
| Securities held to maturity | 11,425,000 | 8,214,000 | 7,608,000 | 7,099,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,486,000 | 38,957,000 | 40,148,000 | 39,954,000 |
| Interest-bearing deposits | 31,897,000 | 29,751,000 | 31,651,000 | 30,872,000 |
| Noninterest-bearing deposits | 9,589,000 | 9,206,000 | 8,497,000 | 9,082,000 |
| Equity capital | 4,046,000 | 3,915,000 | 4,038,000 | 3,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 273,000 | 557,000 | 896,000 | 1,261,000 |
| Interest expense | 63,000 | 124,000 | 142,000 | 191,000 |
| Net interest income | 210,000 | 433,000 | 754,000 | 1,070,000 |
| Noninterest income | 33,000 | 83,000 | 135,000 | 185,000 |
| Noninterest expense | 258,000 | 535,000 | 864,000 | 1,255,000 |
| Provision for loan losses | 5,000 | 9,000 | 19,000 | 23,000 |
| Pretax income | -20,000 | -28,000 | 7,000 | -22,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -20,000 | -28,000 | 7,000 | -22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,065,000 | 4,056,000 | 4,091,000 | 4,062,000 |
| Total capital | 4,241,000 | 4,229,000 | 4,283,000 | 4,262,000 |
| Risk-weighted assets | 19,753,000 | 22,152,000 | 24,490,000 | 27,125,000 |