Call reports 2025
FIRST COUNTY BANK — 2025
What FIRST COUNTY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,281,416,000 | 2,228,713,000 | 2,241,956,000 | 2,291,450,000 |
| Total loans | 1,713,826,000 | 1,695,012,000 | 1,697,781,000 | 1,726,583,000 |
| Allowance for loan losses | 17,966,000 | 17,886,000 | 17,603,000 | 17,607,000 |
| Securities available for sale | 4,118,000 | 4,111,000 | 3,797,000 | 3,801,000 |
| Securities held to maturity | 315,661,000 | 307,734,000 | 299,444,000 | 293,665,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,752,763,000 | 1,755,079,000 | 1,739,271,000 | 1,775,326,000 |
| Interest-bearing deposits | 1,412,005,000 | 1,407,899,000 | 1,399,907,000 | 1,421,954,000 |
| Noninterest-bearing deposits | 340,758,000 | 347,180,000 | 339,364,000 | 353,372,000 |
| Equity capital | 173,043,000 | 175,187,000 | 178,205,000 | 182,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 24,392,000 | 48,953,000 | 73,417,000 | 98,195,000 |
| Interest expense | 14,030,000 | 27,705,000 | 40,942,000 | 54,088,000 |
| Net interest income | 10,362,000 | 21,248,000 | 32,475,000 | 44,107,000 |
| Noninterest income | 3,213,000 | 5,531,000 | 7,926,000 | 10,248,000 |
| Noninterest expense | 11,423,000 | 23,862,000 | 35,819,000 | 47,933,000 |
| Provision for loan losses | 771,000 | 703,000 | 451,000 | 383,000 |
| Pretax income | 1,396,000 | 2,236,000 | 4,123,000 | 6,035,000 |
| Income tax | 212,000 | 305,000 | 621,000 | 941,000 |
| Net income | 1,184,000 | 1,931,000 | 3,502,000 | 5,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 210,884,000 | 211,630,000 | 213,201,000 | 214,794,000 |
| Total capital | 229,008,000 | 229,672,000 | 231,007,000 | 232,607,000 |
| Risk-weighted assets | 1,584,904,000 | 1,573,530,000 | 1,576,710,000 | 1,612,990,000 |