Call reports 2024
FIRST COUNTY BANK — 2024
What FIRST COUNTY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,263,094,000 | 2,359,262,000 | 2,379,080,000 | 2,321,624,000 |
| Total loans | 1,667,788,000 | 1,671,585,000 | 1,664,985,000 | 1,700,810,000 |
| Allowance for loan losses | 16,765,000 | 17,239,000 | 16,680,000 | 17,226,000 |
| Securities available for sale | 4,182,000 | 4,132,000 | 4,228,000 | 4,084,000 |
| Securities held to maturity | 338,364,000 | 332,816,000 | 327,014,000 | 321,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,677,964,000 | 1,773,295,000 | 1,791,127,000 | 1,747,014,000 |
| Interest-bearing deposits | 1,331,546,000 | 1,429,288,000 | 1,449,573,000 | 1,395,526,000 |
| Noninterest-bearing deposits | 346,418,000 | 344,007,000 | 341,554,000 | 351,488,000 |
| Equity capital | 160,399,000 | 162,105,000 | 164,665,000 | 170,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 23,162,000 | 47,670,000 | 73,700,000 | 99,610,000 |
| Interest expense | 13,181,000 | 27,823,000 | 44,239,000 | 59,812,000 |
| Net interest income | 9,981,000 | 19,847,000 | 29,461,000 | 39,798,000 |
| Noninterest income | 2,321,000 | 4,464,000 | 6,580,000 | 8,812,000 |
| Noninterest expense | 10,386,000 | 21,673,000 | 32,862,000 | 44,189,000 |
| Provision for loan losses | 91,000 | 576,000 | 43,000 | 595,000 |
| Pretax income | 1,622,000 | 1,859,000 | 2,992,000 | 3,662,000 |
| Income tax | 259,000 | 227,000 | 390,000 | 433,000 |
| Net income | 1,363,000 | 1,632,000 | 2,602,000 | 3,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 207,833,000 | 208,102,000 | 209,073,000 | 209,699,000 |
| Total capital | 224,783,000 | 225,518,000 | 225,933,000 | 227,073,000 |
| Risk-weighted assets | 1,535,637,000 | 1,534,329,000 | 1,533,664,000 | 1,571,102,000 |