Call reports 2023
FIRST COUNTY BANK — 2023
What FIRST COUNTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,114,475,000 | 2,127,072,000 | 2,143,278,000 | 2,220,775,000 |
| Total loans | 1,607,950,000 | 1,627,755,000 | 1,646,958,000 | 1,675,805,000 |
| Allowance for loan losses | 16,916,000 | 16,770,000 | 16,635,000 | 16,743,000 |
| Securities available for sale | 0 | 0 | 4,101,000 | 4,252,000 |
| Securities held to maturity | 362,311,000 | 355,629,000 | 348,921,000 | 343,241,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,661,327,000 | 1,602,753,000 | 1,587,292,000 | 1,631,100,000 |
| Interest-bearing deposits | 1,251,169,000 | 1,192,595,000 | 1,201,624,000 | 1,260,646,000 |
| Noninterest-bearing deposits | 410,158,000 | 410,158,000 | 385,668,000 | 370,454,000 |
| Equity capital | 144,596,000 | 148,674,000 | 152,406,000 | 157,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 19,459,000 | 40,036,000 | 61,343,000 | 83,974,000 |
| Interest expense | 6,411,000 | 14,244,000 | 23,432,000 | 34,840,000 |
| Net interest income | 13,048,000 | 25,792,000 | 37,911,000 | 49,134,000 |
| Noninterest income | 2,040,000 | 4,203,000 | 6,222,000 | 8,372,000 |
| Noninterest expense | 11,163,000 | 23,147,000 | 34,574,000 | 45,272,000 |
| Provision for loan losses | -209,000 | -339,000 | -520,000 | -387,000 |
| Pretax income | 4,163,000 | 7,189,000 | 10,028,000 | 12,647,000 |
| Income tax | 784,000 | 1,305,000 | 1,817,000 | 2,298,000 |
| Net income | 3,379,000 | 5,884,000 | 8,211,000 | 10,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,500,000 | 202,006,000 | 204,332,000 | 206,470,000 |
| Total capital | 216,416,000 | 218,776,000 | 220,967,000 | 223,213,000 |
| Risk-weighted assets | 1,489,397,000 | 1,508,339,000 | 1,513,465,000 | 1,541,553,000 |