Call reports 2022
FIRST COUNTY BANK — 2022
What FIRST COUNTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,941,766,000 | 1,928,379,000 | 2,047,897,000 | 2,081,590,000 |
| Total loans | 1,291,014,000 | 1,367,926,000 | 1,529,570,000 | 1,566,964,000 |
| Allowance for loan losses | 15,231,000 | 15,891,000 | 16,867,000 | 17,201,000 |
| Securities available for sale | 436,703,000 | 404,835,000 | 370,921,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 371,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,571,622,000 | 1,570,222,000 | 1,605,488,000 | 1,655,705,000 |
| Interest-bearing deposits | 1,110,942,000 | 1,100,900,000 | 1,152,840,000 | 1,232,497,000 |
| Noninterest-bearing deposits | 460,680,000 | 469,322,000 | 452,648,000 | 423,208,000 |
| Equity capital | 153,457,000 | 140,805,000 | 124,619,000 | 139,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 14,692,000 | 29,814,000 | 46,515,000 | 65,348,000 |
| Interest expense | 1,305,000 | 2,572,000 | 4,715,000 | 9,182,000 |
| Net interest income | 13,387,000 | 27,242,000 | 41,800,000 | 56,166,000 |
| Noninterest income | 2,259,000 | 4,634,000 | 6,184,000 | 8,436,000 |
| Noninterest expense | 11,780,000 | 23,493,000 | 35,500,000 | 48,423,000 |
| Provision for loan losses | 563,000 | 1,240,000 | 2,230,000 | 2,476,000 |
| Pretax income | 3,214,000 | 6,992,000 | 10,028,000 | 13,479,000 |
| Income tax | 567,000 | 1,252,000 | 1,890,000 | 2,590,000 |
| Net income | 2,647,000 | 5,740,000 | 8,138,000 | 10,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 187,818,000 | 190,911,000 | 193,310,000 | 196,060,000 |
| Total capital | 202,744,000 | 206,751,000 | 210,177,000 | 213,261,000 |
| Risk-weighted assets | 1,193,798,000 | 1,267,224,000 | 1,443,955,000 | 1,451,800,000 |