Call reports 2021
FIRST COUNTY BANK — 2021
What FIRST COUNTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,980,269,000 | 2,013,572,000 | 1,949,647,000 | 1,973,511,000 |
| Total loans | 1,367,555,000 | 1,335,405,000 | 1,265,263,000 | 1,257,787,000 |
| Allowance for loan losses | 14,630,000 | 14,029,000 | 14,173,000 | 14,616,000 |
| Securities available for sale | 260,995,000 | 326,919,000 | 380,355,000 | 436,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,575,598,000 | 1,615,521,000 | 1,562,434,000 | 1,591,977,000 |
| Interest-bearing deposits | 1,154,564,000 | 1,184,306,000 | 1,134,353,000 | 1,135,884,000 |
| Noninterest-bearing deposits | 421,034,000 | 431,215,000 | 428,081,000 | 456,093,000 |
| Equity capital | 162,204,000 | 166,495,000 | 167,526,000 | 176,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 15,978,000 | 31,236,000 | 46,910,000 | 61,486,000 |
| Interest expense | 2,697,000 | 4,978,000 | 6,980,000 | 8,634,000 |
| Net interest income | 13,281,000 | 26,258,000 | 39,930,000 | 52,852,000 |
| Noninterest income | 2,386,000 | 4,309,000 | 6,042,000 | 8,095,000 |
| Noninterest expense | 10,906,000 | 22,738,000 | 34,794,000 | 47,760,000 |
| Provision for loan losses | 238,000 | -428,000 | -240,000 | 323,000 |
| Pretax income | 4,600,000 | 8,400,000 | 13,415,000 | 14,843,000 |
| Income tax | 915,000 | 1,594,000 | 2,579,000 | 2,663,000 |
| Net income | 3,685,000 | 6,806,000 | 10,836,000 | 12,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,676,000 | 179,797,000 | 183,828,000 | 185,171,000 |
| Total capital | 190,443,000 | 193,487,000 | 197,535,000 | 199,302,000 |
| Risk-weighted assets | 1,100,535,000 | 1,094,921,000 | 1,096,118,000 | 1,130,044,000 |