Call reports 2020
FIRST COUNTY BANK — 2020
What FIRST COUNTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,771,185,000 | 1,911,778,000 | 1,912,227,000 | 1,967,409,000 |
| Total loans | 1,405,819,000 | 1,500,407,000 | 1,472,533,000 | 1,397,049,000 |
| Allowance for loan losses | 11,738,000 | 13,501,000 | 14,387,000 | 14,436,000 |
| Securities available for sale | 228,624,000 | 217,556,000 | 206,156,000 | 227,522,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,237,986,000 | 1,418,057,000 | 1,445,670,000 | 1,548,273,000 |
| Interest-bearing deposits | 975,058,000 | 1,045,069,000 | 1,099,094,000 | 1,154,269,000 |
| Noninterest-bearing deposits | 262,928,000 | 372,988,000 | 346,576,000 | 394,004,000 |
| Equity capital | 158,303,000 | 159,479,000 | 160,784,000 | 161,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 16,555,000 | 32,828,000 | 48,581,000 | 64,572,000 |
| Interest expense | 4,586,000 | 8,496,000 | 12,005,000 | 15,278,000 |
| Net interest income | 11,969,000 | 24,332,000 | 36,576,000 | 49,294,000 |
| Noninterest income | 2,105,000 | 3,343,000 | 5,340,000 | 8,269,000 |
| Noninterest expense | 11,104,000 | 21,798,000 | 33,140,000 | 44,140,000 |
| Provision for loan losses | 1,321,000 | 3,188,000 | 4,288,000 | 4,288,000 |
| Pretax income | 1,301,000 | 2,475,000 | 4,276,000 | 9,026,000 |
| Income tax | 166,000 | 296,000 | 564,000 | 606,000 |
| Net income | 1,135,000 | 2,179,000 | 3,712,000 | 8,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,706,000 | 166,750,000 | 168,283,000 | 172,991,000 |
| Total capital | 177,444,000 | 180,251,000 | 182,223,000 | 186,844,000 |
| Risk-weighted assets | 1,153,190,000 | 1,124,486,000 | 1,114,778,000 | 1,107,726,000 |