Call reports 2019
FIRST COUNTY BANK — 2019
What FIRST COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,697,353,000 | 1,691,948,000 | 1,714,747,000 | 1,755,356,000 |
| Total loans | 1,317,150,000 | 1,321,765,000 | 1,362,551,000 | 1,397,352,000 |
| Allowance for loan losses | 10,174,000 | 10,459,000 | 10,569,000 | 10,758,000 |
| Securities available for sale | 276,542,000 | 263,629,000 | 252,125,000 | 244,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,155,510,000 | 1,194,128,000 | 1,187,707,000 | 1,171,787,000 |
| Interest-bearing deposits | 899,357,000 | 916,902,000 | 929,904,000 | 917,989,000 |
| Noninterest-bearing deposits | 256,153,000 | 277,226,000 | 257,803,000 | 253,798,000 |
| Equity capital | 145,902,000 | 150,746,000 | 153,797,000 | 153,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 16,402,000 | 32,951,000 | 49,575,000 | 66,271,000 |
| Interest expense | 4,535,000 | 9,365,000 | 14,338,000 | 19,101,000 |
| Net interest income | 11,867,000 | 23,586,000 | 35,237,000 | 47,170,000 |
| Noninterest income | 1,870,000 | 3,627,000 | 5,492,000 | 8,049,000 |
| Noninterest expense | 10,756,000 | 22,077,000 | 32,885,000 | 44,216,000 |
| Provision for loan losses | 250,000 | 500,000 | 750,000 | 1,000,000 |
| Pretax income | 2,887,000 | 4,789,000 | 7,317,000 | 10,201,000 |
| Income tax | 507,000 | 815,000 | 1,249,000 | 1,657,000 |
| Net income | 2,380,000 | 3,974,000 | 6,068,000 | 8,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,407,000 | 160,001,000 | 162,095,000 | 164,571,000 |
| Total capital | 168,581,000 | 170,460,000 | 172,664,000 | 175,329,000 |
| Risk-weighted assets | 1,090,379,000 | 1,092,571,000 | 1,111,035,000 | 1,147,978,000 |