Call reports 2018
FIRST COUNTY BANK — 2018
What FIRST COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,585,003,000 | 1,646,311,000 | 1,674,596,000 | 1,674,924,000 |
| Total loans | 1,220,691,000 | 1,254,286,000 | 1,283,669,000 | 1,296,697,000 |
| Allowance for loan losses | 9,465,000 | 9,527,000 | 9,678,000 | 10,024,000 |
| Securities available for sale | 263,442,000 | 273,407,000 | 273,989,000 | 280,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,028,362,000 | 1,094,216,000 | 1,162,945,000 | 1,189,978,000 |
| Interest-bearing deposits | 772,044,000 | 815,546,000 | 901,476,000 | 920,588,000 |
| Noninterest-bearing deposits | 256,318,000 | 278,670,000 | 261,469,000 | 269,390,000 |
| Equity capital | 135,028,000 | 135,908,000 | 135,784,000 | 140,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 14,670,000 | 29,630,000 | 45,398,000 | 61,615,000 |
| Interest expense | 3,004,000 | 6,208,000 | 10,138,000 | 14,422,000 |
| Net interest income | 11,666,000 | 23,422,000 | 35,260,000 | 47,193,000 |
| Noninterest income | 2,508,000 | 4,766,000 | 6,643,000 | 8,572,000 |
| Noninterest expense | 10,998,000 | 22,608,000 | 34,187,000 | 45,797,000 |
| Provision for loan losses | 125,000 | 250,000 | 625,000 | 1,000,000 |
| Pretax income | 4,815,000 | 7,094,000 | 8,855,000 | 10,732,000 |
| Income tax | 944,000 | 1,326,000 | 1,600,000 | 1,948,000 |
| Net income | 3,871,000 | 5,768,000 | 7,255,000 | 8,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,213,000 | 153,106,000 | 154,598,000 | 155,992,000 |
| Total capital | 160,678,000 | 162,633,000 | 164,276,000 | 166,016,000 |
| Risk-weighted assets | 1,026,629,000 | 1,047,102,000 | 1,060,951,000 | 1,067,178,000 |