Call reports 2017
FIRST COUNTY BANK — 2017
What FIRST COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,553,775,000 | 1,532,781,000 | 1,541,720,000 | 1,582,520,000 |
| Total loans | 1,160,490,000 | 1,152,691,000 | 1,167,383,000 | 1,209,759,000 |
| Allowance for loan losses | 9,783,000 | 9,588,000 | 9,337,000 | 9,279,000 |
| Securities available for sale | 250,976,000 | 259,515,000 | 259,617,000 | 267,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,054,474,000 | 1,058,319,000 | 1,043,102,000 | 1,075,823,000 |
| Interest-bearing deposits | 996,005,000 | 994,431,000 | 798,081,000 | 811,703,000 |
| Noninterest-bearing deposits | 58,469,000 | 63,888,000 | 245,021,000 | 264,120,000 |
| Equity capital | 134,616,000 | 136,918,000 | 139,065,000 | 134,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 13,574,000 | 27,162,000 | 40,896,000 | 54,920,000 |
| Interest expense | 2,339,000 | 4,787,000 | 7,312,000 | 10,040,000 |
| Net interest income | 11,235,000 | 22,375,000 | 33,584,000 | 44,880,000 |
| Noninterest income | 1,797,000 | 3,480,000 | 5,301,000 | 7,299,000 |
| Noninterest expense | 10,503,000 | 21,346,000 | 31,540,000 | 42,132,000 |
| Provision for loan losses | 75,000 | 0 | 0 | 0 |
| Pretax income | 2,454,000 | 4,527,000 | 7,393,000 | 10,085,000 |
| Income tax | 779,000 | 1,381,000 | 2,307,000 | 8,434,000 |
| Net income | 1,675,000 | 3,146,000 | 5,086,000 | 1,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,107,000 | 146,578,000 | 148,518,000 | 147,378,000 |
| Total capital | 154,934,000 | 156,225,000 | 157,927,000 | 156,698,000 |
| Risk-weighted assets | 1,037,020,000 | 1,025,553,000 | 1,034,569,000 | 1,059,620,000 |