Call reports 2016
FIRST COUNTY BANK — 2016
What FIRST COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,478,139,000 | 1,497,860,000 | 1,519,323,000 | 1,518,278,000 |
| Total loans | 1,057,982,000 | 1,077,857,000 | 1,123,345,000 | 1,147,552,000 |
| Allowance for loan losses | 9,196,000 | 9,044,000 | 9,423,000 | 9,686,000 |
| Securities available for sale | 299,955,000 | 300,215,000 | 269,961,000 | 253,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,016,848,000 | 1,007,961,000 | 991,532,000 | 1,014,249,000 |
| Interest-bearing deposits | 960,340,000 | 951,708,000 | 935,417,000 | 951,032,000 |
| Noninterest-bearing deposits | 56,508,000 | 56,253,000 | 56,115,000 | 63,217,000 |
| Equity capital | 129,581,000 | 130,607,000 | 131,308,000 | 131,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,648,000 | 25,667,000 | 38,819,000 | 52,191,000 |
| Interest expense | 2,195,000 | 4,367,000 | 6,602,000 | 8,812,000 |
| Net interest income | 10,453,000 | 21,300,000 | 32,217,000 | 43,379,000 |
| Noninterest income | 1,368,000 | 2,901,000 | 4,840,000 | 7,655,000 |
| Noninterest expense | 10,505,000 | 20,790,000 | 30,970,000 | 41,934,000 |
| Provision for loan losses | 675,000 | 2,406,000 | 2,881,000 | 1,656,000 |
| Pretax income | 646,000 | 1,012,000 | 3,223,000 | 7,461,000 |
| Income tax | 161,000 | 213,000 | 901,000 | 2,052,000 |
| Net income | 485,000 | 799,000 | 2,322,000 | 5,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,508,000 | 138,822,000 | 140,344,000 | 143,432,000 |
| Total capital | 147,704,000 | 147,958,000 | 149,836,000 | 153,136,000 |
| Risk-weighted assets | 976,048,000 | 970,225,000 | 1,019,182,000 | 1,028,877,000 |