Call reports 2015
FIRST COUNTY BANK — 2015
What FIRST COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,429,265,000 | 1,437,697,000 | 1,433,942,000 | 1,432,860,000 |
| Total loans | 995,808,000 | 1,019,110,000 | 1,029,256,000 | 1,045,422,000 |
| Allowance for loan losses | 9,471,000 | 8,789,000 | 8,626,000 | 9,658,000 |
| Securities available for sale | 312,059,000 | 298,619,000 | 296,238,000 | 288,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,013,362,000 | 1,019,552,000 | 1,001,782,000 | 1,006,604,000 |
| Interest-bearing deposits | 962,438,000 | 960,102,000 | 947,314,000 | 956,026,000 |
| Noninterest-bearing deposits | 50,924,000 | 59,450,000 | 54,468,000 | 50,578,000 |
| Equity capital | 122,440,000 | 121,812,000 | 125,335,000 | 125,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 12,437,000 | 24,945,000 | 37,730,000 | 50,440,000 |
| Interest expense | 2,096,000 | 4,180,000 | 6,259,000 | 8,334,000 |
| Net interest income | 10,341,000 | 20,765,000 | 31,471,000 | 42,106,000 |
| Noninterest income | 1,549,000 | 3,416,000 | 5,562,000 | 7,424,000 |
| Noninterest expense | 9,731,000 | 19,744,000 | 30,062,000 | 41,236,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 1,200,000 |
| Pretax income | 2,043,000 | 4,356,000 | 6,993,000 | 7,316,000 |
| Income tax | 648,000 | 1,385,000 | 2,235,000 | 2,062,000 |
| Net income | 1,395,000 | 2,971,000 | 4,758,000 | 5,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,163,000 | 135,739,000 | 137,527,000 | 138,023,000 |
| Total capital | 143,634,000 | 144,528,000 | 146,153,000 | 147,681,000 |
| Risk-weighted assets | 917,569,000 | 927,433,000 | 929,876,000 | 936,195,000 |