Call reports 2008
FIRST COUNTY BANK — 2008
What FIRST COUNTY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,222,293,000 | 1,224,065,000 | 1,227,792,000 | 1,232,154,000 |
| Total loans | 894,681,000 | 872,772,000 | 883,094,000 | 906,513,000 |
| Allowance for loan losses | 5,358,000 | 5,434,000 | 6,162,000 | 6,839,000 |
| Securities available for sale | 215,717,000 | 245,872,000 | 229,220,000 | 229,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 783,963,000 | 782,414,000 | 775,836,000 | 790,719,000 |
| Interest-bearing deposits | 755,025,000 | 744,257,000 | 748,870,000 | 763,893,000 |
| Noninterest-bearing deposits | 28,938,000 | 38,157,000 | 26,966,000 | 26,826,000 |
| Equity capital | 113,402,000 | 110,205,000 | 104,500,000 | 99,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 16,959,000 | 33,726,000 | 50,607,000 | 67,408,000 |
| Interest expense | 8,040,000 | 15,510,000 | 22,710,000 | 29,861,000 |
| Net interest income | 8,919,000 | 18,216,000 | 27,897,000 | 37,547,000 |
| Noninterest income | 1,830,000 | 3,726,000 | 5,668,000 | 6,799,000 |
| Noninterest expense | 7,273,000 | 15,628,000 | 23,971,000 | 34,087,000 |
| Provision for loan losses | 0 | 255,000 | 985,000 | 2,011,000 |
| Pretax income | 3,476,000 | 6,059,000 | 8,484,000 | 8,182,000 |
| Income tax | 1,108,000 | 1,899,000 | 2,744,000 | 2,422,000 |
| Net income | 2,368,000 | 4,160,000 | 5,740,000 | 5,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,858,000 | 119,650,000 | 121,228,000 | 120,584,000 |
| Total capital | 123,671,000 | 125,429,000 | 127,403,000 | 127,423,000 |
| Risk-weighted assets | 768,671,000 | 757,032,000 | 770,702,000 | 791,406,000 |
Machine access — free, no API key
Every figure shown here about FIRST COUNTY BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.