Call reports 2026
COMMUNITY BANK OF THE SOUTH — 2026
What COMMUNITY BANK OF THE SOUTH reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 252,467,000 | 266,460,000 |
| Total loans | 75,297,000 | 78,427,000 |
| Allowance for loan losses | 977,000 | 977,000 |
| Securities available for sale | 75,638,000 | 75,193,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 228,931,000 | 242,817,000 |
| Interest-bearing deposits | 173,138,000 | 182,323,000 |
| Noninterest-bearing deposits | 55,793,000 | 60,494,000 |
| Equity capital | 19,886,000 | 20,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,601,000 | 5,357,000 |
| Interest expense | 818,000 | 1,651,000 |
| Net interest income | 1,783,000 | 3,706,000 |
| Noninterest income | 103,000 | 200,000 |
| Noninterest expense | 1,134,000 | 2,348,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 653,000 | 1,459,000 |
| Income tax | 160,000 | 361,000 |
| Net income | 493,000 | 1,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 23,601,000 | 24,205,000 |
| Total capital | 24,704,000 | 25,308,000 |
| Risk-weighted assets | 104,092,000 | 111,410,000 |