Call reports 2022
COMMUNITY BANK OF THE SOUTH — 2022
What COMMUNITY BANK OF THE SOUTH reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 260,073,000 | 259,466,000 | 269,545,000 | 277,045,000 |
| Total loans | 68,631,000 | 66,700,000 | 65,970,000 | 67,501,000 |
| Allowance for loan losses | 815,000 | 831,000 | 847,000 | 863,000 |
| Securities available for sale | 58,538,000 | 82,023,000 | 87,011,000 | 87,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,284,000 | 241,899,000 | 252,155,000 | 258,862,000 |
| Interest-bearing deposits | 166,825,000 | 170,722,000 | 184,926,000 | 191,277,000 |
| Noninterest-bearing deposits | 72,459,000 | 71,177,000 | 67,229,000 | 67,585,000 |
| Equity capital | 18,424,000 | 14,892,000 | 14,463,000 | 15,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,256,000 | 2,912,000 | 4,916,000 | 7,466,000 |
| Interest expense | 25,000 | 50,000 | 76,000 | 161,000 |
| Net interest income | 1,231,000 | 2,862,000 | 4,840,000 | 7,305,000 |
| Noninterest income | 87,000 | 178,000 | 276,000 | 378,000 |
| Noninterest expense | 907,000 | 1,880,000 | 2,873,000 | 4,020,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 411,000 | 1,160,000 | 2,243,000 | 3,663,000 |
| Income tax | 84,000 | 229,000 | 506,000 | 863,000 |
| Net income | 327,000 | 931,000 | 1,737,000 | 2,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,561,000 | 20,166,000 | 20,672,000 | 21,736,000 |
| Total capital | 20,376,000 | 20,997,000 | 21,519,000 | 22,599,000 |
| Risk-weighted assets | 79,966,000 | 87,449,000 | 94,993,000 | 102,778,000 |