Call reports 2019
E*TRADE BANK — 2019
What E*TRADE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 52,662,960,000 | 46,522,802,000 | 45,899,322,000 | 44,775,501,000 |
| Total loans | 1,997,224,000 | 1,878,997,000 | 1,773,697,000 | 1,612,577,000 |
| Allowance for loan losses | 32,140,000 | 29,870,000 | 26,754,000 | 16,831,000 |
| Securities available for sale | 24,970,101,000 | 19,712,422,000 | 21,018,427,000 | 19,500,091,000 |
| Securities held to maturity | 23,926,442,000 | 23,397,749,000 | 21,542,587,000 | 21,969,305,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,843,481,000 | 40,745,948,000 | 40,867,418,000 | 39,323,857,000 |
| Interest-bearing deposits | 46,376,345,000 | 40,320,980,000 | 40,412,685,000 | 38,596,547,000 |
| Noninterest-bearing deposits | 467,136,000 | 424,968,000 | 454,733,000 | 727,310,000 |
| Equity capital | 3,822,111,000 | 4,028,412,000 | 3,662,213,000 | 3,488,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 396,101,000 | 794,523,000 | 1,145,491,000 | 1,473,655,000 |
| Interest expense | 45,165,000 | 96,772,000 | 144,498,000 | 189,446,000 |
| Net interest income | 350,936,000 | 697,751,000 | 1,000,993,000 | 1,284,209,000 |
| Noninterest income | 12,927,000 | 25,572,000 | 40,092,000 | 55,361,000 |
| Noninterest expense | 169,571,000 | 349,733,000 | 509,943,000 | 666,479,000 |
| Provision for loan losses | -12,159,000 | -20,588,000 | -32,171,000 | -50,945,000 |
| Pretax income | 216,984,000 | 340,027,000 | 523,079,000 | 694,770,000 |
| Income tax | 57,016,000 | 87,861,000 | 136,101,000 | 178,837,000 |
| Net income | 159,968,000 | 252,166,000 | 386,978,000 | 515,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,641,051,000 | 3,767,980,000 | 3,404,180,000 | 3,239,671,000 |
| Total capital | 3,673,191,000 | 3,797,850,000 | 3,430,934,000 | 3,256,502,000 |
| Risk-weighted assets | 10,754,936,000 | 9,369,485,000 | 9,154,827,000 | 8,872,031,000 |