Call reports 2016
E*TRADE BANK — 2016
What E*TRADE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 35,729,552,000 | 36,779,244,000 | 35,648,297,000 | 35,772,782,000 |
| Total loans | 4,682,515,000 | 4,381,491,000 | 4,067,200,000 | 3,771,521,000 |
| Allowance for loan losses | 321,873,000 | 292,927,000 | 234,722,000 | 220,579,000 |
| Securities available for sale | 14,004,864,000 | 13,895,366,000 | 13,492,753,000 | 13,891,630,000 |
| Securities held to maturity | 14,968,052,000 | 15,715,885,000 | 16,189,324,000 | 15,751,275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,104,274,000 | 33,238,145,000 | 31,978,114,000 | 31,972,165,000 |
| Interest-bearing deposits | 31,745,954,000 | 32,891,559,000 | 31,621,530,000 | 31,605,290,000 |
| Noninterest-bearing deposits | 358,320,000 | 346,586,000 | 356,584,000 | 366,875,000 |
| Equity capital | 3,125,834,000 | 3,206,687,000 | 3,278,038,000 | 3,153,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 219,469,000 | 444,435,000 | 667,293,000 | 887,977,000 |
| Interest expense | 872,000 | 1,760,000 | 2,661,000 | 3,831,000 |
| Net interest income | 218,597,000 | 442,675,000 | 664,632,000 | 884,146,000 |
| Noninterest income | -4,000 | -3,053,000 | -4,655,000 | -1,704,000 |
| Noninterest expense | 94,283,000 | 191,958,000 | 295,608,000 | 392,071,000 |
| Provision for loan losses | -34,549,000 | -68,677,000 | -130,950,000 | -149,158,000 |
| Pretax income | 173,751,000 | 345,820,000 | 541,724,000 | 692,942,000 |
| Income tax | 65,895,000 | 131,953,000 | 209,500,000 | 260,083,000 |
| Net income | 107,856,000 | 213,867,000 | 332,224,000 | 432,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,895,088,000 | 2,939,708,000 | 3,068,554,000 | 3,132,213,000 |
| Total capital | 3,008,724,000 | 3,051,543,000 | 3,176,248,000 | 3,237,094,000 |
| Risk-weighted assets | 8,694,512,000 | 8,593,603,000 | 8,367,568,000 | 8,187,488,000 |