Call reports 2015
E*TRADE BANK — 2015
What E*TRADE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 44,305,590,000 | 44,263,165,000 | 29,462,126,000 | 33,359,802,000 |
| Total loans | 14,547,978,000 | 14,093,377,000 | 5,282,660,000 | 4,967,017,000 |
| Allowance for loan losses | 402,120,000 | 401,875,000 | 376,127,000 | 353,487,000 |
| Securities available for sale | 13,841,447,000 | 14,005,457,000 | 10,680,340,000 | 12,588,951,000 |
| Securities held to maturity | 12,516,664,000 | 12,290,751,000 | 11,586,029,000 | 13,012,636,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,514,587,000 | 35,169,977,000 | 26,001,326,000 | 29,858,717,000 |
| Interest-bearing deposits | 32,461,960,000 | 32,677,235,000 | 25,510,903,000 | 29,353,054,000 |
| Noninterest-bearing deposits | 2,052,627,000 | 2,492,742,000 | 490,423,000 | 505,663,000 |
| Equity capital | 4,165,410,000 | 4,145,988,000 | 3,171,308,000 | 3,180,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 266,876,000 | 503,880,000 | 705,217,000 | 902,152,000 |
| Interest expense | 41,301,000 | 81,507,000 | 107,920,000 | 108,815,000 |
| Net interest income | 225,575,000 | 422,373,000 | 597,297,000 | 793,337,000 |
| Noninterest income | 59,983,000 | 72,199,000 | -299,065,000 | -298,226,000 |
| Noninterest expense | 137,725,000 | 219,391,000 | 346,562,000 | 431,075,000 |
| Provision for loan losses | 4,959,000 | 7,632,000 | -17,479,000 | -39,682,000 |
| Pretax income | 152,522,000 | 285,218,000 | -2,200,000 | 142,312,000 |
| Income tax | 60,023,000 | 78,282,000 | -23,406,000 | 24,210,000 |
| Net income | 92,499,000 | 206,936,000 | 21,206,000 | 118,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,277,014,000 | 4,284,497,000 | 2,960,299,000 | 3,074,853,000 |
| Total capital | 4,407,491,000 | 4,406,811,000 | 3,068,715,000 | 3,185,015,000 |
| Risk-weighted assets | 10,094,768,000 | 9,444,133,000 | 8,230,389,000 | 8,423,884,000 |