Call reports 2021
SALEM FIVE CENTS SAVINGS BANK — 2021
What SALEM FIVE CENTS SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 5,778,668,000 | 5,785,287,000 | 5,807,733,000 | 5,878,462,000 |
| Total loans | 4,141,301,000 | 4,112,507,000 | 4,094,534,000 | 4,164,375,000 |
| Allowance for loan losses | 53,020,000 | 54,163,000 | 55,276,000 | 57,824,000 |
| Securities available for sale | 423,728,000 | 450,127,000 | 398,913,000 | 450,446,000 |
| Securities held to maturity | 736,129,000 | 850,249,000 | 833,277,000 | 966,815,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,375,417,000 | 4,372,248,000 | 4,394,101,000 | 4,448,540,000 |
| Interest-bearing deposits | 3,437,575,000 | 3,413,098,000 | 3,387,426,000 | 3,416,590,000 |
| Noninterest-bearing deposits | 937,842,000 | 959,150,000 | 1,006,674,000 | 1,031,950,000 |
| Equity capital | 648,571,000 | 662,868,000 | 678,004,000 | 697,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 41,297,000 | 81,332,000 | 122,582,000 | 163,708,000 |
| Interest expense | 7,182,000 | 14,070,000 | 20,317,000 | 25,804,000 |
| Net interest income | 34,115,000 | 67,262,000 | 102,265,000 | 137,904,000 |
| Noninterest income | 20,173,000 | 35,312,000 | 50,056,000 | 63,697,000 |
| Noninterest expense | 29,547,000 | 59,660,000 | 89,566,000 | 119,828,000 |
| Provision for loan losses | 1,050,000 | 2,100,000 | 3,150,000 | 6,200,000 |
| Pretax income | 27,291,000 | 48,872,000 | 66,899,000 | 87,972,000 |
| Income tax | 7,232,000 | 12,958,000 | 17,739,000 | 23,318,000 |
| Net income | 20,059,000 | 35,914,000 | 49,160,000 | 64,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 638,487,000 | 651,142,000 | 661,572,000 | 665,199,000 |
| Total capital | 690,001,000 | 704,544,000 | 715,055,000 | 721,176,000 |
| Risk-weighted assets | 4,119,221,000 | 4,270,858,000 | 4,276,454,000 | 4,475,889,000 |
Machine access — free, no API key
Every figure shown here about SALEM FIVE CENTS SAVINGS BANK — 2021 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.