Call reports 2025
BRIGHTON BANK — 2025
What BRIGHTON BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 56,168,000 | 57,117,000 | 56,371,000 | 55,405,000 |
| Total loans | 32,531,000 | 35,428,000 | 30,622,000 | 32,187,000 |
| Allowance for loan losses | 475,000 | 478,000 | 476,000 | 476,000 |
| Securities available for sale | 4,872,000 | 4,864,000 | 5,065,000 | 5,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,089,000 | 50,925,000 | 50,166,000 | 49,546,000 |
| Interest-bearing deposits | 41,143,000 | 41,559,000 | 41,450,000 | 40,010,000 |
| Noninterest-bearing deposits | 8,946,000 | 9,365,000 | 8,716,000 | 9,536,000 |
| Equity capital | 5,450,000 | 5,710,000 | 5,643,000 | 5,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 783,000 | 1,579,000 | 2,380,000 | 3,216,000 |
| Interest expense | 359,000 | 705,000 | 1,049,000 | 1,382,000 |
| Net interest income | 424,000 | 874,000 | 1,331,000 | 1,834,000 |
| Noninterest income | 1,769,000 | 3,837,000 | 5,967,000 | 7,146,000 |
| Noninterest expense | 2,426,000 | 4,698,000 | 7,364,000 | 9,184,000 |
| Provision for loan losses | 0 | 3,000 | 0 | 0 |
| Pretax income | -233,000 | 13,000 | -66,000 | -204,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -233,000 | 13,000 | -66,000 | -204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,511,000 | 5,758,000 | 5,677,000 | 5,540,000 |
| Total capital | 5,787,000 | 6,038,000 | 5,935,000 | 5,820,000 |
| Risk-weighted assets | 21,764,000 | 22,178,000 | 20,434,000 | 22,078,000 |