Call reports 2024
BRIGHTON BANK — 2024
What BRIGHTON BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 56,963,000 | 58,674,000 | 57,305,000 | 61,747,000 |
| Total loans | 38,903,000 | 38,006,000 | 35,862,000 | 37,393,000 |
| Allowance for loan losses | 447,000 | 446,000 | 446,000 | 474,000 |
| Securities available for sale | 4,823,000 | 4,818,000 | 4,897,000 | 4,854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,908,000 | 42,923,000 | 43,350,000 | 51,174,000 |
| Interest-bearing deposits | 31,354,000 | 33,693,000 | 34,262,000 | 41,309,000 |
| Noninterest-bearing deposits | 9,554,000 | 9,230,000 | 9,088,000 | 9,865,000 |
| Equity capital | 5,196,000 | 5,755,000 | 5,887,000 | 5,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,645,000 | 2,459,000 | 3,315,000 |
| Interest expense | 244,000 | 534,000 | 853,000 | 1,230,000 |
| Net interest income | 583,000 | 1,111,000 | 1,606,000 | 2,085,000 |
| Noninterest income | 1,965,000 | 4,728,000 | 7,042,000 | 8,966,000 |
| Noninterest expense | 2,441,000 | 5,179,000 | 7,920,000 | 10,483,000 |
| Provision for loan losses | 0 | 0 | 0 | 28,000 |
| Pretax income | 107,000 | 660,000 | 728,000 | 540,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 107,000 | 660,000 | 728,000 | 540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,307,000 | 5,864,000 | 5,933,000 | 5,744,000 |
| Total capital | 5,638,000 | 6,180,000 | 6,230,000 | 6,056,000 |
| Risk-weighted assets | 26,330,000 | 25,140,000 | 23,558,000 | 24,840,000 |