Call reports 2023
BRIGHTON BANK — 2023
What BRIGHTON BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 50,063,000 | 54,851,000 | 51,441,000 | 59,677,000 |
| Total loans | 32,131,000 | 35,566,000 | 34,577,000 | 40,960,000 |
| Allowance for loan losses | 440,000 | 447,000 | 447,000 | 447,000 |
| Securities available for sale | 4,790,000 | 4,726,000 | 4,676,000 | 4,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,619,000 | 41,129,000 | 41,206,000 | 44,452,000 |
| Interest-bearing deposits | 31,962,000 | 30,758,000 | 30,633,000 | 32,569,000 |
| Noninterest-bearing deposits | 10,657,000 | 10,371,000 | 10,573,000 | 11,884,000 |
| Equity capital | 4,301,000 | 4,591,000 | 4,838,000 | 5,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 650,000 | 1,332,000 | 2,078,000 | 2,843,000 |
| Interest expense | 105,000 | 243,000 | 417,000 | 628,000 |
| Net interest income | 545,000 | 1,089,000 | 1,661,000 | 2,215,000 |
| Noninterest income | 1,443,000 | 3,427,000 | 5,550,000 | 7,616,000 |
| Noninterest expense | 1,858,000 | 4,054,000 | 6,468,000 | 8,889,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 130,000 | 462,000 | 743,000 | 942,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 130,000 | 462,000 | 743,000 | 942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,450,000 | 4,783,000 | 5,065,000 | 5,200,000 |
| Total capital | 4,735,000 | 5,080,000 | 5,357,000 | 5,530,000 |
| Risk-weighted assets | 22,604,000 | 23,589,000 | 23,362,000 | 26,252,000 |