Call reports 2022
BRIGHTON BANK — 2022
What BRIGHTON BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 58,713,000 | 57,203,000 | 53,444,000 | 52,952,000 |
| Total loans | 27,958,000 | 28,488,000 | 26,999,000 | 27,434,000 |
| Allowance for loan losses | 456,000 | 422,000 | 424,000 | 441,000 |
| Securities available for sale | 4,783,000 | 4,654,000 | 4,626,000 | 4,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,687,000 | 50,232,000 | 46,499,000 | 45,727,000 |
| Interest-bearing deposits | 41,449,000 | 39,880,000 | 34,763,000 | 33,282,000 |
| Noninterest-bearing deposits | 10,238,000 | 10,352,000 | 11,735,000 | 12,445,000 |
| Equity capital | 3,975,000 | 3,890,000 | 3,840,000 | 4,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 452,000 | 933,000 | 1,538,000 | 2,181,000 |
| Interest expense | 72,000 | 155,000 | 224,000 | 308,000 |
| Net interest income | 380,000 | 778,000 | 1,314,000 | 1,873,000 |
| Noninterest income | 843,000 | 1,773,000 | 2,839,000 | 3,442,000 |
| Noninterest expense | 1,925,000 | 3,174,000 | 4,748,000 | 6,042,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -702,000 | -623,000 | -595,000 | -727,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -702,000 | -623,000 | -595,000 | -727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,979,000 | 4,058,000 | 4,086,000 | 4,263,000 |
| Total capital | 4,229,000 | 4,324,000 | 4,337,000 | 4,512,000 |
| Risk-weighted assets | 19,736,000 | 21,129,000 | 19,897,000 | 19,726,000 |