Call reports 2021
BRIGHTON BANK — 2021
What BRIGHTON BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 57,395,000 | 60,059,000 | 61,015,000 | 65,334,000 |
| Total loans | 39,210,000 | 32,971,000 | 34,720,000 | 29,501,000 |
| Allowance for loan losses | 599,000 | 391,000 | 449,000 | 455,000 |
| Securities available for sale | 5,405,000 | 4,998,000 | 4,788,000 | 4,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,172,000 | 52,538,000 | 53,201,000 | 57,454,000 |
| Interest-bearing deposits | 39,784,000 | 42,272,000 | 43,584,000 | 46,084,000 |
| Noninterest-bearing deposits | 10,388,000 | 10,266,000 | 9,617,000 | 11,370,000 |
| Equity capital | 3,995,000 | 4,232,000 | 4,564,000 | 4,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 439,000 | 885,000 | 1,349,000 | 1,892,000 |
| Interest expense | 83,000 | 179,000 | 277,000 | 377,000 |
| Net interest income | 356,000 | 706,000 | 1,072,000 | 1,515,000 |
| Noninterest income | 1,350,000 | 2,879,000 | 4,659,000 | 6,034,000 |
| Noninterest expense | 1,383,000 | 2,989,000 | 4,759,000 | 6,268,000 |
| Provision for loan losses | 0 | 18,000 | -152,000 | 0 |
| Pretax income | 323,000 | 578,000 | 1,124,000 | 1,281,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 323,000 | 578,000 | 1,124,000 | 1,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,936,000 | 4,191,000 | 4,524,000 | 4,681,000 |
| Total capital | 4,276,000 | 4,487,000 | 4,824,000 | 4,942,000 |
| Risk-weighted assets | 26,942,000 | 23,623,000 | 23,874,000 | 20,696,000 |