Call reports 2019
BRIGHTON BANK — 2019
What BRIGHTON BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 40,653,000 | 38,426,000 | 40,962,000 | 41,730,000 |
| Total loans | 26,045,000 | 27,696,000 | 28,304,000 | 29,833,000 |
| Allowance for loan losses | 358,000 | 448,000 | 449,000 | 450,000 |
| Securities available for sale | 5,578,000 | 5,600,000 | 5,629,000 | 5,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,899,000 | 32,671,000 | 33,126,000 | 33,358,000 |
| Interest-bearing deposits | 30,464,000 | 25,404,000 | 25,421,000 | 25,319,000 |
| Noninterest-bearing deposits | 7,435,000 | 7,267,000 | 7,705,000 | 8,039,000 |
| Equity capital | 2,589,000 | 2,597,000 | 2,673,000 | 2,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 959,000 | 1,500,000 | 2,052,000 |
| Interest expense | 71,000 | 132,000 | 187,000 | 274,000 |
| Net interest income | 382,000 | 827,000 | 1,313,000 | 1,778,000 |
| Noninterest income | 299,000 | 582,000 | 916,000 | 1,197,000 |
| Noninterest expense | 743,000 | 1,478,000 | 2,245,000 | 2,934,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -62,000 | -69,000 | -16,000 | 41,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -62,000 | -69,000 | -16,000 | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,622,000 | 2,597,000 | 2,673,000 | 2,724,000 |
| Total capital | 2,889,000 | 2,885,000 | 2,956,000 | 3,024,000 |
| Risk-weighted assets | 21,275,000 | 22,734,000 | 22,441,000 | 23,848,000 |