Call reports 2018
BRIGHTON BANK — 2018
What BRIGHTON BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 58,392,000 | 67,750,000 | 56,296,000 | 41,531,000 |
| Total loans | 48,683,000 | 55,144,000 | 30,381,000 | 25,489,000 |
| Allowance for loan losses | 370,000 | 365,000 | 343,000 | 351,000 |
| Securities available for sale | 5,063,000 | 5,053,000 | 5,047,000 | 5,565,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,052,000 | 64,076,000 | 52,563,000 | 38,668,000 |
| Interest-bearing deposits | 46,992,000 | 56,114,000 | 45,183,000 | 31,375,000 |
| Noninterest-bearing deposits | 8,060,000 | 7,962,000 | 7,380,000 | 7,293,000 |
| Equity capital | 3,137,000 | 3,383,000 | 3,506,000 | 2,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 775,000 | 1,652,000 | 2,580,000 | 2,500,000 |
| Interest expense | 118,000 | 289,000 | 466,000 | 564,000 |
| Net interest income | 657,000 | 1,363,000 | 2,114,000 | 1,936,000 |
| Noninterest income | 1,061,000 | 2,972,000 | 4,647,000 | 4,856,000 |
| Noninterest expense | 2,051,000 | 4,419,000 | 6,745,000 | 7,662,000 |
| Provision for loan losses | 6,000 | 12,000 | -13,000 | -13,000 |
| Pretax income | -339,000 | -96,000 | 29,000 | -857,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -339,000 | -96,000 | 29,000 | -857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,201,000 | 3,444,000 | 3,568,000 | 2,683,000 |
| Total capital | 3,571,000 | 3,809,000 | 3,874,000 | 2,944,000 |
| Risk-weighted assets | 30,318,000 | 32,431,000 | 24,471,000 | 20,795,000 |