Call reports 2017
BRIGHTON BANK — 2017
What BRIGHTON BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 55,479,000 | 57,410,000 | 59,401,000 | 61,357,000 |
| Total loans | 40,218,000 | 48,101,000 | 44,772,000 | 49,949,000 |
| Allowance for loan losses | 439,000 | 435,000 | 539,000 | 357,000 |
| Securities available for sale | 4,611,000 | 4,605,000 | 4,607,000 | 5,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,403,000 | 54,096,000 | 55,939,000 | 57,213,000 |
| Interest-bearing deposits | 36,085,000 | 37,380,000 | 43,101,000 | 44,864,000 |
| Noninterest-bearing deposits | 16,318,000 | 16,716,000 | 12,838,000 | 12,349,000 |
| Equity capital | 2,975,000 | 3,163,000 | 3,322,000 | 3,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 647,000 | 1,273,000 | 2,042,000 | 2,835,000 |
| Interest expense | 49,000 | 99,000 | 173,000 | 260,000 |
| Net interest income | 598,000 | 1,174,000 | 1,869,000 | 2,575,000 |
| Noninterest income | 120,000 | 711,000 | 1,739,000 | 2,814,000 |
| Noninterest expense | 633,000 | 1,592,000 | 3,000,000 | 4,561,000 |
| Provision for loan losses | 0 | 21,000 | 117,000 | 143,000 |
| Pretax income | 85,000 | 272,000 | 491,000 | 685,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 85,000 | 272,000 | 491,000 | 685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,975,000 | 3,188,000 | 3,346,000 | 3,548,000 |
| Total capital | 3,354,000 | 3,578,000 | 3,749,000 | 3,866,000 |
| Risk-weighted assets | 30,295,000 | 31,134,000 | 32,122,000 | 29,145,000 |