Call reports 2016
BRIGHTON BANK — 2016
What BRIGHTON BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 51,884,000 | 55,302,000 | 53,499,000 | 52,946,000 |
| Total loans | 40,842,000 | 45,251,000 | 43,036,000 | 40,762,000 |
| Allowance for loan losses | 688,000 | 411,000 | 451,000 | 435,000 |
| Securities available for sale | 4,220,000 | 4,152,000 | 4,389,000 | 4,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,256,000 | 52,506,000 | 50,572,000 | 50,023,000 |
| Interest-bearing deposits | 38,460,000 | 39,858,000 | 35,297,000 | 35,993,000 |
| Noninterest-bearing deposits | 10,796,000 | 12,648,000 | 15,275,000 | 14,030,000 |
| Equity capital | 2,484,000 | 2,636,000 | 2,801,000 | 2,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,213,000 | 2,097,000 | 2,776,000 |
| Interest expense | 54,000 | 111,000 | 170,000 | 220,000 |
| Net interest income | 520,000 | 1,102,000 | 1,927,000 | 2,556,000 |
| Noninterest income | 124,000 | 367,000 | 415,000 | 553,000 |
| Noninterest expense | 610,000 | 1,288,000 | 1,952,000 | 2,606,000 |
| Provision for loan losses | 0 | 0 | 33,000 | 33,000 |
| Pretax income | 34,000 | 181,000 | 366,000 | 479,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 34,000 | 181,000 | 366,000 | 479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,464,000 | 2,636,000 | 2,801,000 | 2,883,000 |
| Total capital | 2,892,000 | 3,047,000 | 3,223,000 | 3,246,000 |
| Risk-weighted assets | 33,992,000 | 34,669,000 | 33,765,000 | 28,955,000 |