Call reports 2007
BRIGHTON BANK — 2007
What BRIGHTON BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 75,586,000 | 80,737,000 | 76,368,000 | 73,216,000 |
| Total loans | 40,867,000 | 42,997,000 | 42,328,000 | 46,564,000 |
| Allowance for loan losses | 613,000 | 608,000 | 600,000 | 550,000 |
| Securities available for sale | 18,860,000 | 20,533,000 | 22,274,000 | 17,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,983,000 | 71,173,000 | 66,469,000 | 62,433,000 |
| Interest-bearing deposits | 49,550,000 | 56,148,000 | 54,612,000 | 51,803,000 |
| Noninterest-bearing deposits | 16,433,000 | 15,025,000 | 11,857,000 | 10,630,000 |
| Equity capital | 7,837,000 | 7,734,000 | 8,031,000 | 8,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,186,000 | 2,418,000 | 3,693,000 | 4,904,000 |
| Interest expense | 528,000 | 1,088,000 | 1,703,000 | 2,285,000 |
| Net interest income | 658,000 | 1,330,000 | 1,990,000 | 2,619,000 |
| Noninterest income | 108,000 | 236,000 | 350,000 | 444,000 |
| Noninterest expense | 607,000 | 1,171,000 | 1,751,000 | 2,330,000 |
| Provision for loan losses | 0 | 0 | 0 | 170,000 |
| Pretax income | 159,000 | 395,000 | 589,000 | 586,000 |
| Income tax | 58,000 | 148,000 | 222,000 | 217,000 |
| Net income | 101,000 | 247,000 | 367,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,857,000 | 8,003,000 | 8,123,000 | 8,124,000 |
| Total capital | 8,462,000 | 8,611,000 | 8,723,000 | 8,674,000 |
| Risk-weighted assets | 48,385,000 | 51,084,000 | 50,401,000 | 53,220,000 |
Machine access — free, no API key
Every figure shown here about BRIGHTON BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.