Call reports 2023
UNION SAVINGS BANK — 2023
What UNION SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 195,369,000 | 187,509,000 | 183,578,000 | 186,292,000 |
| Total loans | 113,533,000 | 115,384,000 | 111,773,000 | 110,772,000 |
| Allowance for loan losses | 867,000 | 865,000 | 863,000 | 862,000 |
| Securities available for sale | 56,488,000 | 55,643,000 | 54,202,000 | 56,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,227,000 | 173,873,000 | 172,635,000 | 173,518,000 |
| Interest-bearing deposits | 157,725,000 | 154,145,000 | 154,200,000 | 154,107,000 |
| Noninterest-bearing deposits | 20,502,000 | 19,728,000 | 18,435,000 | 19,411,000 |
| Equity capital | 10,582,000 | 10,351,000 | 9,234,000 | 11,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,511,000 | 3,145,000 | 4,764,000 | 6,398,000 |
| Interest expense | 339,000 | 747,000 | 1,231,000 | 1,790,000 |
| Net interest income | 1,172,000 | 2,398,000 | 3,533,000 | 4,608,000 |
| Noninterest income | 288,000 | 738,000 | 1,368,000 | 1,793,000 |
| Noninterest expense | 1,587,000 | 3,247,000 | 4,925,000 | 6,587,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -127,000 | -111,000 | -186,000 | -418,000 |
| Income tax | -85,000 | -84,000 | -110,000 | -181,000 |
| Net income | -42,000 | -27,000 | -76,000 | -237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,926,000 | 16,942,000 | 16,893,000 | 16,732,000 |
| Total capital | 17,793,000 | — | — | — |
| Risk-weighted assets | 109,740,000 | — | — | — |
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