Call reports 2022
UNION SAVINGS BANK — 2022
What UNION SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 193,713,000 | 191,891,000 | 184,434,000 | 191,921,000 |
| Total loans | 113,077,000 | 114,735,000 | 115,153,000 | 113,960,000 |
| Allowance for loan losses | 905,000 | 898,000 | 874,000 | 867,000 |
| Securities available for sale | 61,303,000 | 58,793,000 | 55,339,000 | 55,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,924,000 | 178,848,000 | 171,121,000 | 174,883,000 |
| Interest-bearing deposits | 159,782,000 | 158,480,000 | 151,931,000 | 153,573,000 |
| Noninterest-bearing deposits | 20,142,000 | 20,368,000 | 19,190,000 | 21,310,000 |
| Equity capital | 12,935,000 | 12,428,000 | 9,294,000 | 9,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,312,000 | 2,659,000 | 4,042,000 | 5,473,000 |
| Interest expense | 128,000 | 258,000 | 392,000 | 582,000 |
| Net interest income | 1,184,000 | 2,401,000 | 3,650,000 | 4,891,000 |
| Noninterest income | 420,000 | 922,000 | 1,363,000 | 1,851,000 |
| Noninterest expense | 1,548,000 | 3,241,000 | 4,856,000 | 6,433,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 56,000 | 82,000 | 157,000 | 309,000 |
| Income tax | 12,000 | -36,000 | -48,000 | -9,000 |
| Net income | 44,000 | 118,000 | 205,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,698,000 | 16,772,000 | 16,860,000 | 16,973,000 |
| Total capital | 17,603,000 | 17,670,000 | 17,734,000 | 17,840,000 |
| Risk-weighted assets | 107,027,000 | 115,466,000 | 114,419,000 | 109,997,000 |