Call reports 2017
UNION SAVINGS BANK — 2017
What UNION SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 158,577,000 | 156,340,000 | 152,753,000 | 156,585,000 |
| Total loans | 100,737,000 | 102,708,000 | 105,884,000 | 106,327,000 |
| Allowance for loan losses | 924,000 | 972,000 | 1,030,000 | 1,015,000 |
| Securities available for sale | 38,188,000 | 37,085,000 | 32,508,000 | 33,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,756,000 | 141,342,000 | 137,537,000 | 141,204,000 |
| Interest-bearing deposits | 129,027,000 | 127,711,000 | 124,925,000 | 127,835,000 |
| Noninterest-bearing deposits | 14,729,000 | 13,631,000 | 12,612,000 | 13,369,000 |
| Equity capital | 14,230,000 | 14,427,000 | 14,552,000 | 14,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,377,000 | 2,778,000 | 4,222,000 | 5,660,000 |
| Interest expense | 144,000 | 292,000 | 443,000 | 600,000 |
| Net interest income | 1,233,000 | 2,486,000 | 3,779,000 | 5,060,000 |
| Noninterest income | 361,000 | 761,000 | 1,150,000 | 1,521,000 |
| Noninterest expense | 1,407,000 | 2,836,000 | 4,280,000 | 5,695,000 |
| Provision for loan losses | 55,000 | 135,000 | 195,000 | 240,000 |
| Pretax income | 132,000 | 296,000 | 522,000 | 714,000 |
| Income tax | 30,000 | 71,000 | 143,000 | 202,000 |
| Net income | 102,000 | 225,000 | 379,000 | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,346,000 | 14,469,000 | 14,623,000 | 14,756,000 |
| Total capital | 15,270,000 | 15,441,000 | 15,653,000 | 15,771,000 |
| Risk-weighted assets | 100,991,000 | 94,655,000 | 96,418,000 | 97,183,000 |