Call reports 2013
UNION SAVINGS BANK — 2013
What UNION SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 172,173,000 | 169,260,000 | 162,290,000 | 164,232,000 |
| Total loans | 104,086,000 | 101,488,000 | 102,915,000 | 103,155,000 |
| Allowance for loan losses | 1,197,000 | 552,000 | 1,340,000 | 1,395,000 |
| Securities available for sale | 38,646,000 | 44,240,000 | 47,216,000 | 45,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,940,000 | 148,560,000 | 144,698,000 | 146,932,000 |
| Interest-bearing deposits | 138,473,000 | 137,714,000 | 134,427,000 | 135,909,000 |
| Noninterest-bearing deposits | 11,467,000 | 10,846,000 | 10,271,000 | 11,023,000 |
| Equity capital | 15,252,000 | 14,256,000 | 13,002,000 | 12,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,571,000 | 3,063,000 | 4,578,000 | 6,046,000 |
| Interest expense | 309,000 | 606,000 | 902,000 | 1,174,000 |
| Net interest income | 1,262,000 | 2,457,000 | 3,676,000 | 4,872,000 |
| Noninterest income | 460,000 | 883,000 | 1,177,000 | 1,564,000 |
| Noninterest expense | 1,436,000 | 2,944,000 | 4,523,000 | 5,978,000 |
| Provision for loan losses | 305,000 | 386,000 | 1,267,000 | 1,342,000 |
| Pretax income | -19,000 | 10,000 | -958,000 | -905,000 |
| Income tax | -86,000 | -86,000 | -86,000 | -86,000 |
| Net income | 67,000 | 96,000 | -872,000 | -819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,759,000 | 14,788,000 | 13,671,000 | 13,726,000 |
| Total capital | 15,956,000 | 15,340,000 | 14,990,000 | 15,050,000 |
| Risk-weighted assets | 106,378,000 | 105,133,000 | 105,465,000 | 105,845,000 |
Machine access — free, no API key
Every figure shown here about UNION SAVINGS BANK — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.