Call reports 2012
UNION SAVINGS BANK — 2012
What UNION SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 174,390,000 | 169,958,000 | 167,818,000 | 167,529,000 |
| Total loans | 97,406,000 | 100,887,000 | 105,945,000 | 105,015,000 |
| Allowance for loan losses | 731,000 | 776,000 | 662,000 | 854,000 |
| Securities available for sale | 45,775,000 | 47,252,000 | 41,610,000 | 38,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,415,000 | 146,893,000 | 144,309,000 | 145,285,000 |
| Interest-bearing deposits | 134,914,000 | 134,134,000 | 132,174,000 | 132,820,000 |
| Noninterest-bearing deposits | 14,501,000 | 12,759,000 | 12,135,000 | 12,465,000 |
| Equity capital | 14,911,000 | 15,174,000 | 15,346,000 | 15,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,705,000 | 3,391,000 | 5,041,000 | 6,629,000 |
| Interest expense | 415,000 | 805,000 | 1,166,000 | 1,502,000 |
| Net interest income | 1,290,000 | 2,586,000 | 3,875,000 | 5,127,000 |
| Noninterest income | 406,000 | 796,000 | 1,060,000 | 1,512,000 |
| Noninterest expense | 1,481,000 | 2,956,000 | 4,486,000 | 6,084,000 |
| Provision for loan losses | 98,000 | 192,000 | 303,000 | 648,000 |
| Pretax income | 117,000 | 234,000 | 324,000 | 501,000 |
| Income tax | -49,000 | -28,000 | -19,000 | 22,000 |
| Net income | 166,000 | 262,000 | 343,000 | 479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,230,000 | 14,327,000 | 14,407,000 | 14,542,000 |
| Total capital | 14,961,000 | 15,103,000 | 15,069,000 | 15,396,000 |
| Risk-weighted assets | 105,734,000 | 109,814,000 | 118,058,000 | 104,925,000 |
Machine access — free, no API key
Every figure shown here about UNION SAVINGS BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.