Call reports 2025
MONTEZUMA STATE BANK — 2025
What MONTEZUMA STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 53,908,000 | 54,176,000 | 54,055,000 | 53,446,000 |
| Total loans | 23,103,000 | 22,220,000 | 22,808,000 | 23,792,000 |
| Allowance for loan losses | 498,000 | 498,000 | 498,000 | 487,000 |
| Securities available for sale | 10,525,000 | 10,976,000 | 10,364,000 | 10,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,328,000 | 46,390,000 | 46,035,000 | 45,236,000 |
| Interest-bearing deposits | 37,823,000 | 36,291,000 | 37,163,000 | 34,899,000 |
| Noninterest-bearing deposits | 8,505,000 | 10,099,000 | 8,872,000 | 10,337,000 |
| Equity capital | 7,212,000 | 7,475,000 | 7,767,000 | 7,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,293,000 | 1,895,000 | 2,606,000 |
| Interest expense | 191,000 | 377,000 | 555,000 | 714,000 |
| Net interest income | 437,000 | 916,000 | 1,340,000 | 1,892,000 |
| Noninterest income | 258,000 | 306,000 | 362,000 | 417,000 |
| Noninterest expense | 251,000 | 493,000 | 745,000 | 1,003,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 444,000 | 729,000 | 957,000 | 1,306,000 |
| Income tax | 102,000 | 166,000 | 214,000 | 292,000 |
| Net income | 342,000 | 563,000 | 743,000 | 1,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,467,000 | 7,688,000 | 7,868,000 | 7,939,000 |