Call reports 2024
MONTEZUMA STATE BANK — 2024
What MONTEZUMA STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 57,406,000 | 53,390,000 | 54,314,000 | 51,995,000 |
| Total loans | 22,374,000 | 21,952,000 | 21,992,000 | 23,354,000 |
| Allowance for loan losses | 452,000 | 514,000 | 515,000 | 515,000 |
| Securities available for sale | 10,546,000 | 10,906,000 | 10,643,000 | 10,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,439,000 | 46,367,000 | 47,037,000 | 44,551,000 |
| Interest-bearing deposits | 41,173,000 | 36,397,000 | 37,211,000 | 36,194,000 |
| Noninterest-bearing deposits | 9,266,000 | 9,970,000 | 9,826,000 | 8,357,000 |
| Equity capital | 6,549,000 | 6,727,000 | 6,966,000 | 7,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 633,000 | 1,327,000 | 2,025,000 | 2,732,000 |
| Interest expense | 185,000 | 372,000 | 572,000 | 773,000 |
| Net interest income | 448,000 | 955,000 | 1,453,000 | 1,959,000 |
| Noninterest income | 37,000 | 83,000 | 130,000 | 175,000 |
| Noninterest expense | 233,000 | 457,000 | 694,000 | 895,000 |
| Provision for loan losses | 0 | 65,000 | 65,000 | 65,000 |
| Pretax income | 252,000 | 516,000 | 824,000 | 1,174,000 |
| Income tax | 59,000 | 119,000 | 190,000 | 265,000 |
| Net income | 193,000 | 397,000 | 634,000 | 909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,860,000 | 7,065,000 | 7,103,000 | 7,379,000 |