Call reports 2022
MONTEZUMA STATE BANK — 2022
What MONTEZUMA STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 51,223,000 | 50,484,000 | 53,848,000 | 51,973,000 |
| Total loans | 22,178,000 | 22,154,000 | 22,699,000 | 24,453,000 |
| Allowance for loan losses | 329,000 | 329,000 | 354,000 | 401,000 |
| Securities available for sale | 8,890,000 | 8,832,000 | 10,733,000 | 11,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,221,000 | 44,685,000 | 48,195,000 | 45,799,000 |
| Interest-bearing deposits | 35,730,000 | 35,017,000 | 37,228,000 | 36,485,000 |
| Noninterest-bearing deposits | 9,491,000 | 9,668,000 | 10,967,000 | 9,314,000 |
| Equity capital | 5,774,000 | 5,690,000 | 5,514,000 | 5,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 317,000 | 652,000 | 1,077,000 | 1,599,000 |
| Interest expense | 22,000 | 45,000 | 67,000 | 116,000 |
| Net interest income | 295,000 | 607,000 | 1,010,000 | 1,483,000 |
| Noninterest income | 69,000 | 116,000 | 232,000 | 393,000 |
| Noninterest expense | 212,000 | 416,000 | 621,000 | 832,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 75,000 |
| Pretax income | 152,000 | 307,000 | 596,000 | 969,000 |
| Income tax | 34,000 | 68,000 | 137,000 | 228,000 |
| Net income | 118,000 | 239,000 | 459,000 | 741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,920,000 | 6,040,000 | 6,146,000 | 6,428,000 |