Call reports 2019
MONTEZUMA STATE BANK — 2019
What MONTEZUMA STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 35,396,000 | 36,261,000 | 37,473,000 | 38,086,000 |
| Total loans | 18,476,000 | 19,960,000 | 20,208,000 | 21,066,000 |
| Allowance for loan losses | 254,000 | 254,000 | 254,000 | 254,000 |
| Securities available for sale | 11,923,000 | 12,226,000 | 10,500,000 | 10,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,154,000 | 29,758,000 | 31,787,000 | 32,272,000 |
| Interest-bearing deposits | 24,099,000 | 22,710,000 | 23,486,000 | 25,296,000 |
| Noninterest-bearing deposits | 6,055,000 | 7,048,000 | 8,301,000 | 6,976,000 |
| Equity capital | 4,963,000 | 5,154,000 | 5,305,000 | 5,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 316,000 | 653,000 | 1,008,000 | 1,361,000 |
| Interest expense | 35,000 | 73,000 | 114,000 | 150,000 |
| Net interest income | 281,000 | 580,000 | 894,000 | 1,211,000 |
| Noninterest income | 44,000 | 93,000 | 158,000 | 206,000 |
| Noninterest expense | 211,000 | 418,000 | 623,000 | 839,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 114,000 | 255,000 | 429,000 | 578,000 |
| Income tax | 25,000 | 57,000 | 98,000 | 133,000 |
| Net income | 89,000 | 198,000 | 331,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,678,000 | 4,792,000 | 4,930,000 | 5,050,000 |
| Total capital | 4,932,000 | 5,046,000 | 5,184,000 | 5,304,000 |
| Risk-weighted assets | 20,927,000 | 22,025,000 | 21,410,000 | 23,423,000 |