Call reports 2018
MONTEZUMA STATE BANK — 2018
What MONTEZUMA STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 36,278,000 | 36,105,000 | 35,867,000 | 35,621,000 |
| Total loans | 17,974,000 | 18,488,000 | 18,150,000 | 18,575,000 |
| Allowance for loan losses | 240,000 | 244,000 | 249,000 | 253,000 |
| Securities available for sale | 11,536,000 | 11,975,000 | 12,335,000 | 11,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,309,000 | 31,224,000 | 30,955,000 | 30,512,000 |
| Interest-bearing deposits | 25,283,000 | 24,548,000 | 24,326,000 | 23,819,000 |
| Noninterest-bearing deposits | 6,026,000 | 6,676,000 | 6,629,000 | 6,693,000 |
| Equity capital | 4,630,000 | 4,591,000 | 4,619,000 | 4,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 312,000 | 623,000 | 921,000 | 1,237,000 |
| Interest expense | 22,000 | 46,000 | 75,000 | 104,000 |
| Net interest income | 290,000 | 577,000 | 846,000 | 1,133,000 |
| Noninterest income | 40,000 | 88,000 | 141,000 | 187,000 |
| Noninterest expense | 248,000 | 579,000 | 835,000 | 1,022,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 77,000 | 77,000 | 138,000 | 280,000 |
| Income tax | 17,000 | 17,000 | 29,000 | 57,000 |
| Net income | 60,000 | 60,000 | 109,000 | 223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,410,000 | 4,411,000 | 4,465,000 | 4,584,000 |
| Total capital | 4,650,000 | 4,655,000 | 4,714,000 | 4,837,000 |
| Risk-weighted assets | 20,846,000 | 21,328,000 | 20,997,000 | 21,395,000 |