Call reports 2017
MONTEZUMA STATE BANK — 2017
What MONTEZUMA STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 36,506,000 | 36,167,000 | 37,189,000 | 35,151,000 |
| Total loans | 18,254,000 | 17,966,000 | 18,620,000 | 19,077,000 |
| Allowance for loan losses | 223,000 | 227,000 | 232,000 | 235,000 |
| Securities available for sale | 11,210,000 | 10,943,000 | 10,881,000 | 10,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,761,000 | 29,776,000 | 31,272,000 | 30,148,000 |
| Interest-bearing deposits | 24,581,000 | 23,303,000 | 24,475,000 | 23,967,000 |
| Noninterest-bearing deposits | 5,180,000 | 6,473,000 | 6,797,000 | 6,181,000 |
| Equity capital | 4,482,000 | 4,571,000 | 4,619,000 | 4,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 305,000 | 620,000 | 928,000 | 1,257,000 |
| Interest expense | 23,000 | 47,000 | 70,000 | 94,000 |
| Net interest income | 282,000 | 573,000 | 858,000 | 1,163,000 |
| Noninterest income | 42,000 | 83,000 | 139,000 | 182,000 |
| Noninterest expense | 244,000 | 490,000 | 735,000 | 965,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 75,000 | 157,000 | 248,000 | 362,000 |
| Income tax | 23,000 | 50,000 | 81,000 | 95,000 |
| Net income | 52,000 | 107,000 | 167,000 | 267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,123,000 | 4,182,000 | 4,247,000 | 4,351,000 |
| Total capital | 4,346,000 | 4,409,000 | 4,479,000 | 4,586,000 |
| Risk-weighted assets | 20,969,000 | 20,740,000 | 21,486,000 | 21,223,000 |