Call reports 2014
MONTEZUMA STATE BANK — 2014
What MONTEZUMA STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 39,066,000 | 36,103,000 | 37,474,000 | 36,165,000 |
| Total loans | 14,893,000 | 15,508,000 | 15,946,000 | 16,584,000 |
| Allowance for loan losses | 36,000 | 46,000 | 56,000 | 87,000 |
| Securities available for sale | 4,110,000 | 5,525,000 | 6,717,000 | 6,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,912,000 | 31,875,000 | 33,637,000 | 32,215,000 |
| Interest-bearing deposits | 28,783,000 | 25,818,000 | 27,599,000 | 25,311,000 |
| Noninterest-bearing deposits | 6,130,000 | 6,057,000 | 6,038,000 | 6,904,000 |
| Equity capital | 3,720,000 | 3,782,000 | 3,791,000 | 3,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 291,000 | 578,000 | 874,000 | 1,204,000 |
| Interest expense | 25,000 | 50,000 | 72,000 | 94,000 |
| Net interest income | 266,000 | 528,000 | 802,000 | 1,110,000 |
| Noninterest income | 36,000 | 85,000 | 129,000 | 192,000 |
| Noninterest expense | 248,000 | 499,000 | 758,000 | 1,008,000 |
| Provision for loan losses | 18,000 | 27,000 | 39,000 | 70,000 |
| Pretax income | 36,000 | 87,000 | 134,000 | 224,000 |
| Income tax | 9,000 | 21,000 | 32,000 | 56,000 |
| Net income | 27,000 | 66,000 | 102,000 | 168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,238,000 | 3,285,000 | 3,327,000 | 3,400,000 |
| Total capital | 3,274,000 | 3,331,000 | 3,383,000 | 3,487,000 |
| Risk-weighted assets | 15,901,000 | 17,118,000 | 18,135,000 | 18,322,000 |