Call reports 2025
NBKC BANK — 2025
What NBKC BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,134,324,000 | 1,146,992,000 | 1,165,958,000 | 1,256,004,000 |
| Total loans | 825,682,000 | 831,627,000 | 857,285,000 | 891,952,000 |
| Allowance for loan losses | 10,935,000 | 11,391,000 | 11,725,000 | 11,848,000 |
| Securities available for sale | 106,715,000 | 108,196,000 | 117,655,000 | 118,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 916,779,000 | 923,460,000 | 939,975,000 | 1,026,020,000 |
| Interest-bearing deposits | 581,805,000 | 574,636,000 | 577,007,000 | 669,910,000 |
| Noninterest-bearing deposits | 334,974,000 | 348,824,000 | 362,968,000 | 356,110,000 |
| Equity capital | 184,358,000 | 194,369,000 | 198,620,000 | 201,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 14,570,000 | 29,897,000 | 45,590,000 | 62,069,000 |
| Interest expense | 5,169,000 | 10,457,000 | 15,385,000 | 20,910,000 |
| Net interest income | 9,401,000 | 19,440,000 | 30,205,000 | 41,159,000 |
| Noninterest income | 16,210,000 | 41,304,000 | 60,094,000 | 83,372,000 |
| Noninterest expense | 20,698,000 | 43,716,000 | 66,124,000 | 91,810,000 |
| Provision for loan losses | 375,000 | 1,025,000 | 1,375,000 | 1,575,000 |
| Pretax income | 4,945,000 | 16,393,000 | 23,194,000 | 31,482,000 |
| Income tax | -324,000 | -684,000 | -623,000 | -589,000 |
| Net income | 5,269,000 | 17,077,000 | 23,817,000 | 32,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 190,032,000 | 199,425,000 | 203,285,000 | 205,543,000 |
| Total capital | 200,484,000 | 210,106,000 | 214,290,000 | 217,085,000 |
| Risk-weighted assets | 834,429,000 | 852,482,000 | 878,290,000 | 921,615,000 |