Call reports 2024
NBKC BANK — 2024
What NBKC BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,196,721,000 | 1,117,463,000 | 1,135,919,000 | 1,142,781,000 |
| Total loans | 727,127,000 | 770,295,000 | 808,985,000 | 806,709,000 |
| Allowance for loan losses | 10,152,000 | 10,478,000 | 10,389,000 | 10,740,000 |
| Securities available for sale | 132,042,000 | 124,853,000 | 121,157,000 | 111,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 971,258,000 | 891,150,000 | 897,899,000 | 926,816,000 |
| Interest-bearing deposits | 453,315,000 | 524,804,000 | 526,981,000 | 579,599,000 |
| Noninterest-bearing deposits | 517,943,000 | 366,346,000 | 370,918,000 | 347,217,000 |
| Equity capital | 190,282,000 | 190,124,000 | 201,477,000 | 177,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 14,556,000 | 29,175,000 | 43,849,000 | 58,623,000 |
| Interest expense | 4,095,000 | 8,654,000 | 13,765,000 | 19,042,000 |
| Net interest income | 10,461,000 | 20,521,000 | 30,084,000 | 39,581,000 |
| Noninterest income | 15,460,000 | 35,494,000 | 56,959,000 | 88,562,000 |
| Noninterest expense | 21,659,000 | 43,077,000 | 66,202,000 | 90,580,000 |
| Provision for loan losses | 0 | 400,000 | 550,000 | 990,000 |
| Pretax income | 4,235,000 | 12,411,000 | 20,328,000 | 36,260,000 |
| Income tax | -115,000 | -50,000 | 83,000 | 1,242,000 |
| Net income | 4,350,000 | 12,461,000 | 20,245,000 | 35,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,640,000 | 199,486,000 | 207,270,000 | 185,615,000 |
| Total capital | 209,729,000 | 209,940,000 | 218,044,000 | 195,966,000 |
| Risk-weighted assets | 807,074,000 | 836,275,000 | 860,977,000 | 826,073,000 |